How to Transfer Money from Paypal to Mpesa

There are a number of ways of transferring money from Paypal to Mpesa. Some are insecure; others are pretty expensive while others have certain limitations. This article will show you how you can transfer money from Paypal to your Mpesa account cheaply and with total discretion. Just follow these steps:

1. Register for a Payoneer Account

You can get a Payoneer debit card free of charge at the Official Payoneer Website. Once you fill in the details, the card will be sent to you via post. If you use a PO Box address, use it as the mailing address but also add a physical address. After receiving the card, activate it by logging into your Payoneer account and pressing activate card.

In your Payoneer account, apply for the U.S. Payment Service, otherwise known as the Global Payment Service. This service will offer you a virtual U.S. bank account. The virtual account enables you to receive money from international companies as if you were a United States citizen.

You may be asked for digital verification documents when applying for the global payment system. These will be a scanned copy of both sides of your identity card and screenshots of your online activities. Taking a screenshot of your Paypal account with the name and account balance displaying will solve that issue.

2. Update Your Paypal Street Address

Most online companies do not accept a PO Box address. While you can send and receive money on Paypal with a p.o box as your address, some services will not go through unless you have updated to a street address.

If you are a country person and you don’t have a street address, you can use your physical address. See examples at How to Withdraw Money from Paypal.

3. Verify Your Paypal Account

If you already have a loaded international debit or credit card, you can use it to prove your identity to Paypal. If you don’t, the best option is to apply for one through a local bank that allows online transactions. A good example is Equity Bank.

After adding the debit card to your account, Paypal will make 2 deductions to the card. You will then need to enter the details of the transactions to confirm that you are the owner of the card. If you can’t access your local bank account online, request for a statement.

4. Open a Skrill Account

Skrill is another online money transfer service, just like Paypal, where you can open an account free of charge. You do not need to verify your Skrill account unless you need to transfer huge sums of money through them. One thing you must be very careful with is using your correct birthday. You will be asked to enter your birthday instead of a security question when making transactions.

5. Add the Virtual Account to Paypal

Before adding your virtual bank account details to Paypal, make sure that:

• Your Paypal address is updated
• You have added a debit card, or another local bank account

If you don’t do the above, your U.S. bank may be rejected.

Moving the Money from Paypal to M-Pesa

If you have carried out all the above steps correctly, transferring money from Paypal to Mpesa should take no more than 12 hours (and this is something that I have done numerous times). Just follow this procedure:

1. Sign in to Paypal and select withdraw funds, and choose the U.S bank
2. Fill in the details and confirm the transaction – you’ll receive an email with the transactions particulars
3. After 9 hours or so (may take longer on weekends), check an email from Payoneer. Once you receive the email, the money will already be in your card
4. Open your Payoneer account to confirm the balance – a small fee may be deducted (about 1%)
5. Log in to Skrill and select Upload Money
6. The transaction fees will show instantly after keying in the amount to upload
7. Make the necessary adjustments to ensure that you enter the correct amount. If you key in an excess amount, the transaction will fail. It you enter a too small amount, you will leave some money in your Payoneer account. Please note that Payoneer charges $3 per month maintenance fees. In order to avoid this cost, make sure your account has a minimal amount of money at the end of each month.
8. Once the money is in your Skrill account, select ‘Skrill It’. Google search the link if you can’t locate it
9. When you get a banner with ‘send money to Kenya’, fill the details
10. Enter your birthday to confirm the transaction
11. You instantly receive an SMS from Mpesa!

Conclusion

Looks like a long process? I can assure you it isn’t. If you follow the procedure properly, you’ll need to do it only once. If you ever get an issue at any point, you can enter your query in the comment or contact section. This is the simplest and cheapest way or transferring money from Paypal to Mpesa.

How to Disavow Backlinks in Google

Disavowing Links for Beginners

Having links that point to your website is one of the most powerful seo tools. But irrelevant or poor quality backlinks may be detrimental to your search traffic. If you have used unethical link-building techniques, the best thing you can do is to remove as many spammy links as may be possible. However, you can remove links that come from sites that you do not control, hence the need for disavowing.

Google cautions that you should use the disavow tool only to eliminate bad links. Taking down good backlinks may also have negative consequences. Hence, you should deploy the tool once you are sure that you will improve the reputation of your site rather than harm it.

How to Check Backlinks Using Google Webmaster Tools

Google webmaster tools is one of the many options that you can use to ascertain who has linked to your site or sub-domain. To use this tool, you need to log in to your account and select the website for which you want to check backlinks. On the top left in the selection panel, press “Search Traffic” to open the drop-down. Then select “Links to Your Site”.

Three columns will open after you click on the links. On the left, you will find part of a list of domains that link to your site. On the right side will be the pages they link to. You can get a preview of each item in these columns by placing your cursor over it. At the bottom is the anchor text that they use. Under each column, you will find “More>>”. This button will expand on the column to unleash the entire list.

To disavow all bad links, follow the following steps:

Step 1: Download the Links File

Once you select “Links to Your Site”, click “More»” under “Who links the most”. Then hit the button with “Download more sample links” at the top of the page. Select the download format as CSV and press Ok.

Although the second option of downloading the links file as Google docs may also have its advantages, that choice is not discussed in this article. The CSV format is simpler to work with. This is because you edit it on your computer just like any other document and then upload it.

Step 2: Edit the File to Leave Only the Links You Want to Disavow

If you are using a Windows operating system, open the links document using Microsoft Office Excel. Remove all the lines containing only the good links and leave those that you wish to disavow. To locate the blacklisted links more easily use CTRL+F on your keyboard and key in the name of the domain on the text box.

To remove good links from the file, place your mouse at the far left (where you find the numbering) until you see a black arrow. Holding the left button, move your mouse up or down to highlight the lines you want to remove. Don’t use the back-space button to clear. Use the “DELETE” key at the middle of the keyboard.

Step 3: Upload the Links File

If you edited the links document in Microsoft Office Excel, hitting save will ensure the file remains as a CSV. You will not be able to upload it in this format. Once you are done editing, select file at the top left and choose “save as”. Under “Save as type”, choose “Unicode Text” and press save. The edited document will be a .txt file which is the acceptable format for Google.

In case you wish to add notes for your own reference, open the new file using a program like Notepad. In order for the disavow tool to differentiate the links and your notes, start with “#” before each note. Place each corresponding note above the link.

Your document is now ready for uploading. Open the Google Disavow Tool and follow the simple steps. You’ll be prompted to choose the file and then upload it. Once you are done uploading, you will receive a confirmation of the number of links or domains that you have disavowed.

Any disavow file uploaded revokes all the ones that were uploaded in the past. If you wish to edit your disavow list in future, you may repeat these steps and the preceding file will be ignored. Else, you may download your previous file, edit and upload it. Links disavowed will still be visible in Google webmaster tools. It may take several weeks before you can see any results of a disavow request.

Should You Disavow All Backlinks?

The file you upload should contain only the links you want taken down. If you would like google to ignore all links from a certain website, you don’t have to include the individual links. You can simply add the domain address in one line. For example, http://spamlinks.com on a single line will ensure google does not consider links coming from the site. This also includes any future backlinks from the same domain.

While it is also possible to disavow all backlinks that point to your site, such practice is not recommended. These links are a vote of excellent on your side. Apart from links which seem spammy, irrelevant or malicious, all others are promoting your site. Removing all may be dangerous for your business.

When doing your own link-building campaign, it is highly advisable to use only acceptable strategies. This will keep you away from penalties while your ranking and business will grow. If you still feel stuck, do not buy low quality links. Opt for seeking the services of experienced linking sites like LinkAuthority or LinkResearchTools.

According to Google, the majority of sites may not require the disavow tool. Google's systems can detect the links to take into account with no need for instructions. That’s why they give a warning to all webmasters to use the tool with maximum caution. If you must, disavow links only if you have a reason to believe that they are harmful to your site. Otherwise, disavowing links without prior reflection may hurt your ranking.

Writing for Clients – Learn How to Earn Instant Cash

If you have good writing skills and still don't know where to find trustworthy clients, you are in the right place. Many talented writers have let their capability go to waste just because they simply don't know how they can find good clients. While many strategies of earning money as a writer exist, none can outsmart ghostwriting in terms of convenience and speed of results.

There are many platforms on the web that hook up clients and writers. Some of them are scams while others are complicated may not have enough clients. Reputable platforms include:

• oDesk.com
• Freelancer
• Elance

Although I had registered for all these platforms, my personal experience is on oDesk. I have worked here and earned money. I still work for oDesk clients. Sometimes, I write on a part-time basis and other times I work on a full-time basis. I will highlight on the advantages and challenges of working on oDesk.

How to Register For an Odesk Account

Signing up on oDesk is simple and quick just like any other site. At this juncture, you should fill in as many of your details as possible. If you like, you'll then be re-directed to register for a Payoneer debit card, so as to receive your funds with ease. The major drawback for registering from here is that you will later have a hard time applying for a US payment service. You can Register here for a Payoneer Account and get approved faster for a virtual US bank account. You will also receive a $25 reward when you load your card with at least $100.

Updating Your Odesk Profile

When you apply for a job at oDesk, the first thing that a client will look for is your work history, what you have been paid by other clients, and your skills. As a newbie, you may find it difficult to get a contract if you have not taken any skills tests. The best thing to do is to start with the Basic English tests. Two or three of them will be sufficient. You can also choose between US/UK. Later on, you can do other tests that you feel comfortable with.

One of the major challenges on this platform is what they call the ‘oDesk readiness test’. This is a critical test that aims at testing for your grasp of their terms. If you don't pass this test, you will still be able to apply for jobs. However, clients will see on your profile that you are not ‘oDesk ready’. I'd advise you to get a firm grip of the rules before attempting the test. The terms are not complicated. They concentrate on client/contractor agreements and dispute resolution.

Applying For a Job on Odesk

Since there are so many clients looking for contractors, oDesk has categorized jobs according to their similarity. In the writing section, you will find various sub-categories. Just select one of them, like ‘blog and article writing’. You'll

then be able to view a list of fresh job descriptions. If you click on any of them, you will access info about the client. This will include their payment history. You may also choose between hourly jobs or piece-work contracts. The later is more convenient to many beginners.

Another challenge on oDesk concerns receiving payments on piece-work contracts. Unlike other platforms like Elance, oDesk does not hold clients’ money if they have a contract unless it is an hourly job. This being the case, a contractor has to rely on the client’s trustworthiness before they can apply for the job.

Before you can begin applying for jobs on oDesk, it is a good idea to have at least one article sample. Many clients will not trust an applicant who has no sample(s). For even better credibility, you can have your articles published in an article directory, your blog or website.

Last but not least, do not apply for expensive jobs if you are fresh. Being ambitious is nice, but in this case, it can lead to frustration. As a general guide, you may start by applying for writing jobs which offer $1 for 500 words. As you get some experience and have at least some earning history, you will stand a better chance of getting better rewarding jobs. If you still get stuck somewhere, contact me via the contact form at the bottom of every page. I’ll reply to you within 24 hours. I wish you happy writing.